APR calculator
Enter the loan amount, nominal rate, fees and term to get an approximate APR.
Result
A $10,000 loan at 10% with $300 in fees over 36 months has an APR near 11.6%.
Example
Estimate the annual percentage rate of a loan including fees in your browser. Values stay on your device; no live rates.
A $10,000 loan at 10% with $300 in fees over 36 months has an APR near 11.6%.
Processed locally in your browser.
Methodology
Approximates APR by amortizing fees into the payment and solving for the rate that equates the financed amount to the present value of payments.
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