Amortization schedule

Enter the amount, annual rate, term and start date to see each payment's principal, interest and balance.

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A $15,000 loan at 8% over 24 months pays $678/month; month 1 applies $100 to interest and $578 to principal.

Example

Generate a month-by-month amortization schedule in your browser. Values stay on your device; no live rates.

A $15,000 loan at 8% over 24 months pays $678/month; month 1 applies $100 to interest and $578 to principal.

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Methodology

Each month: interest = balance × monthly rate; principal = payment − interest; balance -= principal.