Mortgage calculator

Enter the home price, down payment, annual rate and term to get the monthly payment and total interest.

Result
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A $200,000 mortgage at 6.5% over 30 years costs about $1,264/month.

Example

Estimate the monthly payment of a fixed-rate mortgage in your browser. Values stay on your device; no live rates.

A $200,000 mortgage at 6.5% over 30 years costs about $1,264/month.

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Methodology

Uses the standard amortization formula M = P·r·(1+r)^n / ((1+r)^n − 1) with r as the monthly rate and n as the number of payments.