Rent vs buy calculator

Enter rent, home price, down payment, rate, years and selling costs to compare total costs.

Result
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Renting at $1,200/month vs buying a $250,000 home at 6.5% for 7 years: the tool shows which side costs less given your inputs.

Example

Compare the cost of renting versus buying a home over a horizon in your browser. Values stay on your device; no live rates.

Renting at $1,200/month vs buying a $250,000 home at 6.5% for 7 years: the tool shows which side costs less given your inputs.

Processed locally in your browser.

Methodology

Compares total rent paid against buying costs (down payment, mortgage interest, property tax, maintenance, selling costs) over the horizon. Result depends on your assumptions.